Want a checking account that makes money?
Our PerCENTage Checking has all the free services of our other accounts. Plus, we’ll pay you 4.00% APY* for any balance between $0.01 and $10,000.00 just for utilizing a few of our free services and more. Here’s how it works:
The basics done right:
No Monthly Fees
Say goodbye to hidden fees and account maintenance costs. Your money stays yours.Free Debit Card
Open your account and have your first debit card mailed to you—no cost, just convenience.Free Online Access & Bill Pay
Track your spending, pay your bills, and manage your account 24/7 with easy online access.Shazam Privileged Status ATMs
Want the scoop on ATM perks? Click here to learn more.Unlimited Transactions
Move your money however you want—no limits, no fees.
To get the bonus rate, just make sure you do the following in one month:
- 20 Signature-Based Debit Card Transactions
Stay active with just 20 signature-based debit card transactions per month. It’s easy to hit that number with daily spending or shopping. - 1 Direct Deposit per Month
Set up one direct deposit per month to keep your account active and enjoy all the benefits. - E-Statements
Go paperless and enjoy the convenience of free e-statements delivered straight to your inbox. - Text Notifications
Stay updated with account activity through text alerts, so you’re always in the know.
What happens if those requirements are not met:
Ok, so what happens if you don’t use your debit card enough in a month?
Or maybe you don’t receive a direct deposit?
Don’t worry!
We won’t charge you any fees! You won’t receive the APY bonus rate, but we’ll pay the minimum APY on your balance!
If you meet the requirements but have over $10,000.00, then we’ll pay you the APY bonus rate on the $10,000.00 and the minimum APY for anything above it.
View the deposit rate table below.
Current Deposit Rate
Looking for the latest PerCENTage Checking deposit rate? Click the button below to see our current rates and find the best option for your financial goals.