Fee Schedule
Every CENT Counts
Note: All fees subject to change.
Description | Fee of Limit Amount |
---|---|
Cleared Check Copy | $2.00/item* |
iBanking Cleared Check Copy | Free |
NSF Cleared Item (ACH, Share Draft, ATM, Debit) | $30.00/item* |
NSF Returned Item (ACH, Share Draft, ATM, Debit) | $30.00/item* |
Postdated Item | $25.00/ea |
Stop Payment/Revoke (ACH, Share Draft) | $25.00/request |
Account Closed for Abuse | $25.00 |
Overdraft Transfer for ACH/Checks | $2.00/ea* |
Closing Account Open Less than Six Months | $25.00 |
Billpay Stop Payment | $25.00/item |
Billpay Payment Photocopy | $10.00/item |
Debit Card Replacement Fee -Regular | $15.00 |
Debit Card Replacement Fee- MyPic Card | $20.00 |
Item Returned | $10.00/item* |
Point of Sale Purchases (after first 5/month) | $0.50/purchase |
ATM Withdrawals (after first 5/month) | $0.50/ea. |
ATM Card Replacement (Lost) | $10.00 |
Visa® Prepaid Debit Card (Purchase) | $10.00 |
Visa® Prepaid Debit Card (Reload) | Free |
Visa® Gift Card | $5.00 |
Items Sent for Collection | $20.00/item |
Collection Fee | $20.00 |
Legal Process (Garnishment, Subpoena, etc.) | $25.00/item |
Previously Mailed Paper Statement Copy | $5.00/month |
Account Research (minimum 1 hour) | $25.00/hour |
Statement Reconciliation (minimum 1 hour) | $25.00/hour |
Wire Transfer (incoming) | $10.00/each |
Domestic Wire Transfer (outgoing) | $20.00/each |
International Wire Transfer (outgoing) | $40.00/each |
Cashier’s Check | $5.00/check |
Empty Envelope Deposit | $25.00/deposit |
Non-Member Check Cashing | $5.00/check |
Bad Address (returned statement) | $5.00/each |
Inactive Account Fee** | $25.00 |
Loan Skip-a-Payment*** | $25.00 |
Safe Deposit Box Replacement Key | $15.00 |
Safe Deposit Box Vault Drilling | Cost + $50.00 |
Phone Cash Advance | Advance Amount + $10.00 |
* Sales Tax As Applicable ** An account is deemed inactive if within the last 12 months:
*** Loan Skip-a-Payment must be accompanied with a letter of explanation submitted through the Contact Us page or emailed directly to loans@centcu.org. Maximum of one approved Loan Skip-a-Payment per year. |