Checking
Want a checking account that makes money?
Our PerCENTage Checking has all the free services of our other accounts. Plus, we’ll pay you 5.00% APY* for any balance between $0.01 and $10,000.00 just for utilizing a few of our free services. Here’s how it works:
To get the bonus rate, just make sure you do the following in one month:
- Post at least 20 signature-based debit card transactions.
- Receive a least one direct deposit to your PerCENTage Checking Account per month.
- Make sure you are signed up for CENT Credit Union’s free E-Statements and CENT Online.
- Be the first to know about other exciting products and promotions by signing up for text and/or email notifications.
Ok, so what happens if you don’t use your debit card enough in a month?
Or maybe you don’t receive a direct deposit?
Don’t worry!
We won’t charge you any fees! You won’t receive the 5.00% APY bonus rate, but we’ll pay 0.10% APY on your balance!
If you meet the requirements but have over $10,000.00, then we’ll pay you 5.00% APY on the $10,000.00 and 0.10% for anything above it.
A Checking Account Designed for You
All of our checking accounts come with freedom. No monthly maintenance fees, free debit cards, unlimited transactions, free CENT Online, and no minimum balance requirements.
But we know that many people are looking for rewards. And we’ve STACKED our COIN Checking with tiered rates.
It’s rewarding to be with CENT, and we’ll prove it to you!
| Balance Tier | APY (Annual Percentage Yield) | Rate |
|---|---|---|
| $250,000.00+ | 2.00% | 1.98% |
| $100,000 – $249,999.99 | 1.50% | 1.49% |
| $50,000.00 – $99,999.99 | 1.00% | 0.99% |
| $0.01 – $49,999.99 | 0.50% | 0.50% |
Fees can reduce the earnings on interest bearing accounts. All rates subject to change. Rates current as of September 1st, 2024. Dividends are calculated daily, paid monthly. Federally insured by NCUA. Rates subject to change without notice prior to account opening. | ||
Not for you?
APY may change after the account is opened. No minimum balance is required to earn the 0.25% APY. Fees could reduce earnings on account. Available for personal accounts only. Other restrictions may apply.
