At CENT Credit Union, good rates aren’t a selling point, they are standard. We pride ourselves on our not-for-profit tax status so we can give our profit back to our members in the form of better rates. After all, we understand that “Every CENT counts.”
For more information on account types or how to open, please call our office directly at 641.424.CENT (2368) to speak with a member service representative.
Click below to learn more about the types of accounts we offer and the great rates that come along with them.
|Account Type||APR (Annual Percentage Rate)||APY (Annual Percentage Yield)|
|PerCENTage Checking Bonus Rate ($0 – $10,000.00)*||2.00%||2.02%|
|PerCENTage Checking ($0 – $10,000.00 no bonus rate)*||0.10%||0.10%|
|PerCENTage Checking ($10000.01+)*||0.10%||0.10%|
|CENTsible Checking ($0 – $250,000.00)||0.25%||0.25%|
|CENTsible Checking ($250,000.01+)||0.25%||0.25%|
Share rates are subject to change after the account is open, without prior notice. Fees can reduce the earnings on interest bearing accounts, and all rates are subject to change. Rates current as of June 17, 2020. Dividends are calculated using Average Daily Balance, dividend credit and compounds monthly.
* PerCENTage Checking Bonus rate is obtained when the following happens within one month: 20 signature-based Debit Card transactions are posted, member is enrolled in iBanking and eStatements, member receives text message and/or email notifications, at least one direct deposit into the account. When the account does not meet these requirements within a one month time frame, the standard 0.10% APY is paid to the account.
** All Time Share Certificates require a minimum of $1,000.00 to open. Early withdrawals may result in penalties. Federally Insured by NCUA.
Time Share Certificate Specials are only available for a limited time, rates subject to change without notice.