Home Loans
Whether you’re looking to purchase your first home, own your current home, or are ready for upgrades, the CENT Lending Team is here to help.
Ease your mind with our competitive loan rates, quick turnaround time, and step by step help through the entire process.
Want to jump right in? Select Apply Now below.
Looking to learn more about what we offer? Keep reading!
Mortgage Loan
When it comes to buying a home, having the right mortgage team makes all the difference. Our experienced loan officers are trusted, responsive, and truly invested in your success. We take the time to understand your goals, walk you through every option, and keep the process clear and stress-free from start to finish.
With competitive rates, quick turnarounds, and a commitment to personalized service, we’re proud to be more than just a lender—we’re your partner in homeownership. Whether you’re a first-time buyer or a seasoned homeowner, you’ll get expert advice, timely communication, and local support you can count on.
Home Equity
Thinking about the kitchen, garage, or deck of your dreams but not sure how to finance it?
Don’t worry, you may have extra money sitting right in your home without even realizing it. Make your house work for you to make your dreams happen.
Home equity loans can even help you achieve other dreams, like consolidating debt, experience your perfect wedding, or visiting the vacation spot you’ve always dreamed of.
Construction Loans
Dream it. Build it. Our Construction Loans are your key to turning blueprints into dream living spaces. Whether you’re starting fresh or expanding, we’ve got you covered with:
- Stage-by-Stage Funding: Get cash flow that matches your construction phases so you’re never left waiting.
- Affordable Rates: Low rates that make your dream home a financial reality.
- Dedicated Support: Our experts are with you from the first nail to the final inspection.
Ready to Construct Your Future? Apply for your Construction Loan now and let’s make your vision a tangible masterpiece.
How to Get Started
Ready to take the next step? Our application process is simple and convenient.
- Apply online using the button below— quick, secure, and available anytime
- Call us at 641.424.CENT (2368) to speak with a lender
- Email us at loans@centcu.org to ask questtel:6414242368ions or set up a consultation
NMLS # 409396