3 Key Takeaways Start saving early for the holidays to reduce stress and stay in control of your budget. Consider using CENT Credit Union’s Christmas Club account instead of relying on a credit card. Automate your savings and set a realistic plan so you can enjoy the season without financial worry. Why Planning Ahead for the Holidays Matters The holiday
Sunday, October 12th marks National Savings Day, a day dedicated to recognizing the importance of saving and helping people develop stronger financial habits. Since 2017, this annual observance has encouraged individuals and families to prioritize their financial wellness through smart saving strategies. Why Saving Matters Building a savings habit isn’t just about putting money aside—it’s about creating financial security, preparing
Top 3 Takeaways Fall is prime time for home purchases. Lower competition and motivated sellers make autumn an ideal season for homebuyers and those considering HELOCs for renovations. Your home’s equity grows like fall leaves accumulate. Home values have likely increased since your purchase, creating equity perfect for accessing through a HELOC for seasonal improvements or financial goals. Preparing for
Top 3 Takeaways Local lenders like CENT Credit Union provide personalized guidance you can’t get from automated, one-size-fits-all mortgage platforms. Credit unions keep decisions in the community, which means faster responses and more flexibility. Working with a trusted local partner ensures your mortgage fits your long-term financial goals, not just a quick approval. Every September, National Mortgage Professional Month recognizes
3 Key Takeaways for Iowa College Funding Start with Federal Aid First: Complete your FAFSA to access federal grants and loans with better terms and protections than private options—Iowa students can borrow $5,500-$12,500 annually in federal Direct Loans depending on their year in school. Consider Community College Transfer Strategy: Save thousands by completing general education requirements at Iowa Lakes Community
3 Key Points for Smarter Vacation Saving Start early for the best deals – Planning months in advance gives you more choice and better rates on flights, hotels, and activities. Separate your travel funds – A dedicated account helps protect vacation savings from everyday expenses. Automate your deposits – Consistent saving, even in small amounts, builds a substantial trip budget
